An additional excess applies to drivers under 25. Refer to the Comprehensive Car Insurance or Third Party Property Damage Car Insurance PDS for full driver, usage and other policy exclusions as set out in the "What's not covered" section. Driver exclusions apply if the driver is unlicensed, is not following the conditions of their license, refuses a drug or alcohol test, is under the influence of drugs or exceeds the legally allowed alcohol limit.We also offer Caravan and Trailer Insurance in Australia. If you are not sure whether Third Party Property Damage Car Insurance or Comprehensive Car Insurance is best for you, visit our car insurance comparison page to find the right cover for you. Comprehensive Car Insurance covers your car, plus damage you cause to other people’s cars or property. Third Party Property Damage Car Insurance helps protect you from the cost of accidentally damaging someone else’s car or property.Compulsory Third Party (CTP) Insurance is a mandatory policy that generally covers anyone who drives your vehicle (including yourself) for injuries caused to others in an at-fault motor accident.We also offer CTP Insurance in NSW, QLD and SA. We offer Comprehensive Car Insurance and Third Party Property Damage Car Insurance in all states. There are many types of private motor vehicle insurance in Australia, such as comprehensive, third party property damage, third party property damage fire and theft, and compulsory third party (CTP) which differs in each state and territory.
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